The biggest hurdle the Carer needs to overcome is their sense of guilt for having money when others don’t – even though they worked hard for their success. They feel they must help anyone and everyone who approaches them. This duty to ‘rescue’ can create situations where others are dependent on the Carer which makes the Carer feel needed.
Instead of giving those in need money, Carers could find ways to educate and equip them to be self-sufficient. This way, the Carer shifts their role from that of a rescuer to that of a teacher. From there, they may be able to set new boundaries that give them the freedom to say no.
Carers may be channeling so much into others that they neglect building their own financial legacy. In extreme cases, they may end up falling prey to money lenders or “mashonisas”, which could spell the end of all they have worked so hard to achieve.
Scenario planning might be a good idea. By running through a few ‘what if’ scenarios, a Carer will be able to see what would be left for their immediate family to live on should something happen to them tomorrow. This should help them realise that giving without end could lead to insecurity in their own financial affairs. Then, they can create a new plan that allows them to help while still building their wealth, giving them even greater scope for service in the long run.